Make Your
Gold Work

Gold Loans at your convenience

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Know Your Gold’s Worth, Instantly

Use our Gold Loan Calculator to unlock the value of your gold, right here, right now.

Gold loan Calculator

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Loan to Value: 0/gm**

gold coin iconMin. gold required for the loan*

0 gms

Note: Gold prices fluctuate daily, hence your final Gold Loan amount will be based on the maximum Loan To Value (LTV) of your gold jewellery appraised on that particular day along with the scheme you select.

**Loan-To-Value (LTV) is calculated based on the purity of gold in the gold ornaments. It is also subject to change depending on the customer's location/MFL branch where the gold loan account is opened.

Gold Loan Plans Customers Prefer The Most

Choose a plan to cover your finances

Your Gold is Safe at All Times, From Your Home, Straight Into Our Vault

30 minutes door step service

Loan Manager home visits are OTP-verified

vault

Gold stored at Muthoot FinCorp branch near you

process Fee

BIS Standard 9400 compliance for gold storage & safety

access Gold

Gold is insured & tracked during transit

Why Muthoot FinCorp ONE

Muthoot FinCorp ONE comes with the Muthoot Pappachan Group's (Muthoot Blue) trademark trust and customer service, powered by our team of dedicated finance experts always willing to serve you.

legacy

135 years+
of legacy

legacy

Trust of over 1 Cr.
customers

legacy

4500+ branches
across India

The Customer Is Always Right

Trust is a key component to the way we treat our customers

all in oneall in one

The All-In-One

Financial App

You can get Gold Loans, buy eSwarna Digital Gold, and trade in Forex with the Muthoot FinCorp ONE app whenever and wherever you want. You can expect more updates, more services, and more of what Muthoot FinCorp does best: make life easy for you.

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Frequently Asked Questions

A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home in 30 minutes* and at a 0%** processing fee and carry your gold jewellery safely to a nearby Muthoot FinCorp branch. So, you don’t have to worry about traveling with your gold jewellery.
**Available in selected cities

When you book an appointment for a Gold Loan from Home, we come to your home to collect the gold jewellery at your preferred date and time, making the process easy, hassle-free, and quick in 30 minutes*. Additionally, we carry your pledged gold jewellery to a nearby Muthoot FinCorp branch in a GPS-tracked safe locker, so you don’t have to carry it yourself. Your pledged gold jewellery is automatically insured as an added layer of protection.

A Gold Loan from Home is a service where you can get a Gold Loan at your home, unlike the traditional Gold Loan where you visit a Bank or an NBFC. We process your Gold Loan at your home in 30 minutes* and at a 0% processing fee and carry your gold jewellery safely to a nearby Muthoot FinCorp branch. So, you don’t have to worry about traveling with your gold jewellery.

We offer various schemes on our Gold Loan from Home that you can get through our app. To check the details of the different schemes available please visit the Gold Loan page on the app.

You can choose the tenure of your liking depending on your loan amount and the various Gold Loan schemes available when you get our Gold Loan from Home. Please go through the different schemes in detail before selecting the tenure and scheme.

A holiday period is a period in a loan during which the interest slab remains the same. You can ask about the holiday period in your selected scheme from our Loan Manager, once you make an appointment with us for a Gold Loan from Home.

All our schemes have been designed keeping the best interest of our customers in mind and you can pick the scheme of your liking basis the loan amount, rate of interest, and other parameters that work best for you. To check the details of the schemes available please visit the Gold Loan page on the app.

Currently we offer a Gold Loan from Home in Bangalore, Mumbai, Kolkata, Cochin, Trivandrum, Delhi-NCR, Bhubaneswar, Chandigarh, Pune, Jaipur, Indore and Ahmedabad. Gold Loan from Home is coming soon to more cities in India.

The LTV (Loan-to-Value) rate determines your maximum Gold Loan amount eligibility for the appraised value of your gold jewellery. Since gold prices fluctuate daily, it directly impacts your maximum loan eligibility. Additionally, the scheme you select also determines the final Gold Loan amount. For more details please check the Muthoot FinCorp ONE app to understand your borrowing capacity.